Cookie Policy

ABOUT COOKIES

Last Updated: February 13, 2026

This Cookie Policy explains how First Agents Bank ("FAB", "we", "us", or "our"), a product of The National Information Exchange Agency, uses cookies and similar technologies when you visit our website and use our Services.

1. WHAT ARE COOKIES?

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.

Similar technologies include pixels, web beacons, and local storage, which function in comparable ways to cookies.

2. TYPES OF COOKIES WE USE

2.1 Essential Cookies

These cookies are necessary for the website to function properly. They enable core functionality such as security, authentication, and session management. You cannot opt out of these cookies.

fab_sessionSession authenticationfab_csrfSecurity tokenfab_principalPrincipal identification

2.2 Functional Cookies

These cookies enable enhanced functionality and personalization, such as remembering your preferences and settings.

fab_themeDisplay preferencesfab_dashboardDashboard layout

2.3 Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.

_fab_analyticsUsage analytics_fab_perfPerformance monitoring
3. THIRD-PARTY COOKIES

We may use third-party services that set their own cookies for analytics, security, and functionality purposes. These include:

  • Stripe: Payment processing and fraud prevention
  • Cloudflare: Security and performance optimization

These third parties have their own privacy policies governing the use of their cookies.

4. COOKIE DURATION

Session Cookies

These temporary cookies are deleted when you close your browser. They are used for session management and security.

Persistent Cookies

These cookies remain on your device for a set period or until you delete them. They are used to remember your preferences across sessions.

Essential cookies:Session durationFunctional cookies:1 yearAnalytics cookies:2 years
5. MANAGING COOKIES

You can control and manage cookies in several ways:

Browser Settings

Most browsers allow you to view, manage, and delete cookies through their settings. Note that blocking all cookies may impact the functionality of our Services.

  • Chrome: Settings → Privacy and Security → Cookies
  • Firefox: Settings → Privacy & Security → Cookies
  • Safari: Preferences → Privacy → Cookies
  • Edge: Settings → Privacy → Cookies

Do Not Track

We currently do not respond to Do Not Track (DNT) signals as there is no industry standard for compliance.

6. UPDATES TO THIS POLICY

We may update this Cookie Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We encourage you to review this policy periodically.

7. CONTACT US

If you have questions about our use of cookies, please contact us at:

us@theniea.com